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Post by tsiya on Apr 13, 2011 1:27:10 GMT -5
I can access my checking account online and look for the transfer.
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Post by colray on Apr 13, 2011 5:52:17 GMT -5
Looks like all is fine .. the seller has just contacted me.. funds arrived okay  |
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PeterW
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Post by PeterW on Apr 13, 2011 6:25:25 GMT -5
Hi Col,
Pleased to hear that everything has been sorted.
I’m not carrying a torch for either ebay or paypal, but let’s be reasonable. I have a little experience of website design and linking. Of the two, linking is by far the greater headache. When you consider the number of transactions that take place each day with paypal and ebay it’s a wonder that more upsets don’t happen.
Wait till nearly midnight and check the completed listings in just a small specialised section of ebay, such as vintage photography, and look how many transactions have taken place that day. Pages of them. Check one of the more popular sections and the number of pages goes up and up. Watch any item as the listing for it reaches its end time. A notice that bidding has ended, the winning bid and bidder’s user name come up, the item is transferred to the completed listings section and the seller and buyer are notified by email – all in a second or two.
If you pay by paypal, and have sufficient funds in your payal account, payment to the seller is immediate, as is the debiting to your paypal account. If there is not enough money in your paypal account and paypal has to request funds from your bank account there will be a delay depending on how fast your bank’s computer reacts. The same thing applies if you pay by credit or debit card.
I think both ebay and paypal have some pretty high-powered programmers. With that sort of service worldwide, and the overheads they must have, I don’t carp at the commission they charge.
But all programmers are human, and humans make mistakes. People talk about “computer error”, but computers don’t make mistakes unless a program is corrupted. They are GIGO machines – garbage in, garbage out. They are really very simple machines. All they can do is add and subtract two digits, 0 and 1. Their huge advantage over humans is they can do it very, very fast.
Usually we hear only of the rare times when things go wrong or are delayed, and I agree that these times cause upset and disappointment. We don’t hear so much about the millions of trouble-free transactions that go through without a hitch.
I have been selling and buying online using both paypal and ebay, privately and through my business website shopping cart, for quite a few years and have had only one sale go sour. That was when a “buyer’s” paypal account had been used by his son without authorisation, and he wanted to cancel the payment. I had an email from him apologising and offering to pay me for any out-of-pocket expense, but I had none. Paypal refunded their commission and ebay gave me a free re-listing.
PeterW
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Deleted
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Post by Deleted on Apr 13, 2011 9:14:23 GMT -5
I insulate myself somewhat on Paypal by having it linked to a bank account set up specifically for that purpose. When we are going to pay for something using Paypal we transfer funds from our primary account to the Ebay specific account. That way if someone is able to get my Paypal info they can't raid our main bank account. Paypal also requires a credit card but theft is easier to stop there than on a bank account. Most sellers ship as soon as I pay. Probably having nearly 300 transactions without a complaint in my feedback helps, too.
W.
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